标签： 南京梧桐客栈夜网

Liu Shishi is gone, who in the Tang Dynasty will be the ＂first sister＂？

　　Liu Shishi will no longer contract renewal with Tang Film and Television (referred to as Tang) at the end of the year, and the news that he will form a husband and wife file with Wu Qilong has been rampant recently. Yesterday, Tang and Liu Shishi confirmed the news respectively. Tang had many outstanding artists under his name. After Yuan Hong, Lin Gengxin, and Liu Shishi left, there were also Hu Ge, Han Dongjun, Naza, etc. The "first brother" was naturally Hu Ge, and after the "first sister" Liu Shishi left, Naza was expected to become the new "first sister" of Tang.

　　Wen/Guangzhou Daily reporter, Zhang Suqin

　　Liu Shishi leaves

　　Open a mom-and-pop store at the end of the year

　　Yesterday, a person from the Tang Dynasty confirmed for the first time that Liu Shishi’s contract renewal will expire at the end of the year: "Yes, Shishi has an appointment with the Tang Dynasty at the end of the year, of course we are very reluctant to part emotionally, but after all, the husband and wife relationship is a very normal development trend, we can understand it very well, and deeply bless her! Even if the agent is no longer with Tang Dynasty, Tang Dynasty will always be her maiden family and will always be her backing."

　　Afterwards, Liu Shishi also confirmed at the Xiangshan scene of the new drama "Drunk Linglong" that she was about to leave Tang and open a mom-and-pop shop with Wu Qilong. "The contract and the termination of the contract are two different things. I am indeed approaching the time of the contract, and it is indeed because I am not young and feel that I can try new things. My husband also supports me and hopes that I can have my own things to do. What will happen after that, I have to wait until I finish filming" Drunk Linglong ". I don’t have the energy now."

　　Since Liu Shishi signed a contract with Tang Dynasty in 2007, he has successively filmed TV dramas produced by Tang Dynasty companies such as "The Legend of Immortal Sword and Fairy 3", "Step by Step" and "Xuanyuan Sword". If Hu Ge is the "first brother" of Tang Dynasty, then Liu Shishi is a well-deserved "first sister". Judging from the response of Tang Dynasty and Liu Shishi, the two sides are now "peacefully breaking up".

　　Wu Qilong founded Beijing Straw Bear Film and Television Culture Co., Ltd. in 2003, engaged in artist management and animation, film and TV drama planning and production, and the development momentum is very good. The outside world is not surprised that he and Liu Shishi opened a mom-and-pop store, and fans have also sent their blessings.

　　Starmaking brings forth new things

　　Yuan Hong, Lin Gengxin, etc. are already in charge of popularity

　　The Tang people are star-studded.

　　Hu Ge signed a contract with Tang when he was in the second semester of his first year in the acting department. Since then, he has quickly become popular with the TV series "The Legend of Immortals and Swords". Hu Ge was involved in a car accident while filming "The Legend of the Shooting Condor Hero" in 2006, and he returned after about a year of recuperation. The company has been inseparable from Hu Ge during this period, and it was not until Hu Ge recovered that "The Legend of the Shooting Condor Hero" continued to shoot. In the past two years, with "The Pretender" and "Langya Ranking", Hu Ge has become popular again.

　　Yuan Hong and Lin Gengxin were also under the Tang Dynasty. They became popular with Tang Dynasty dramas and later "ran away" one after another, and both achieved good development.

　　Jiang Jinfu has some twists and turns. Last year, Jiang Jinfu publicly announced the termination of the contract on Weibo, and Tang issued a statement alluding to Jiang Jinfu’s ingratitude. At the end of October this year, the results of the first instance of the contract dispute case were announced. Jiang Jinfu’s lawsuit to terminate the brokerage contract with Tang was rejected. Jiang Jinfu’s studio responded that it would appeal, but so far there has been no result, which has had a certain impact on Jiang Jinfu’s popularity.

　　Some people "run away", some people stay behind. At present, Tang Dynasty also has male stars such as Han Dongjun, and the development momentum is good. Han Dongjun has starred in TV dramas such as "Wuxin Mage", "Immortal Sword Cloud", "Return to 20 Years Old", "Life If We Meet for the First Time", etc., and his popularity has soared rapidly.

　　Hu Ge’s status remains unchanged

　　Naza is optimistic about Chengxin "First Sister"

　　Liu Shishi’s appointment is full, so who will be promoted to the new "first sister" of the Tang people? At present, the four little flowers that the Tang people mainly support are Naza, Jinchen, Hu Bingqing, and Chen Yao. Among them, Naza is the most favored one.

　　Naza, who signed with Tang Dynasty in December 2011, has been the focus of controversy since her debut, whether it is her "vase-like" acting skills complained by netizens or her "moving IQ" in her relationship with Zhang Han. Naza once confessed that she is "blackened physique". She is obviously a well-resourced Tang actress at present. Whether it is "The Book of Choice" starring Lu Han, or the previous "The Legend of Qingqiu Fox", both are heroines.

　　Jin Chen graduated from the Beijing Dance Academy and has a good figure. He has performed well in "The Biography of the Female Doctor Ming Fei" and "The Legend of the Qingqiu Fox".

　　Chen Yao rose to prominence in the online drama "Wuxin Master" with the role of Yue Qiluo, which is quite spiritual.

　　Hu Bingqing plays the heroine in "Whirlwind Girl", partnering with Yang Yang, Chen Xiang and Bai Jingting, and her performance is quite surprising.

　　Xiao Caiqi was also under the Tang Dynasty. Her other identity was that of a dancer, who was known to the audience for rotating on the stage for four hours in a row during the Spring Festival Gala of the Year of the Horse.

　　Related links:

　　Sheng Yilun has a dispute with the brokerage company

　　Guangzhou Daily News (reporter Zhang Suqin) recently came out that actor Sheng Yilun sued the owner Beijing Leyang Film and Television Media Co., Ltd. (hereinafter referred to as Leyang Film and Television) to the court for 10.515 million yuan. It is reported that Chaoyang Court has accepted the case.

　　According to Sheng Yilun, Sheng Yilun participated in a number of performing arts activities and TV dramas arranged by the brokerage company, but was in arrears for no reason. After several urging, the company only paid more than 7.43 million yuan, which did not match the salary agreed in the previous contract, and replaced the broker without consent. Sheng Yilun wants to terminate the contract and asks for a salary of 10.515 million yuan.

　　At noon yesterday, Le Yang Film and Television issued a statement saying that the artist Sheng Yilun had seriously violated the brokerage contract and unilaterally proposed to terminate the contract. The company has formally sued the Chaoyang Court and called for the importance of the spirit of contract and the healthy development of competition in the industry. Le Yang Film and Television also said that Sheng Yilun has been the object of the company’s strong support for the past year, which has consumed huge manpower, financial resources and energy. This time, Sheng Yilun lied to the outside world that the company was in arrears of wages. After being popular, he suddenly broke the contract and went on a strike, and his colleagues were deeply chilled.

Easy Car Research Institute released the insight report of single car market (2024 edition)： Who detonated Xiaomi car？

research team

Dean/Chief Analyst of Zhou Lijun Easy Car Research Institute

Industry analyst of Gaoying Easy Car Research Institute

Industry analyst of Shibuya Easy Car Research Institute

Single car market: a segmented car market composed of unmarried car buyers.

In recent years, the single car market in China has changed a lot: more and more young people buy cars from the marriage stage after working for a few years to the single stage when they just started working, and this trend is constantly expanding the user scale of the single car market; The internal structure of the single car market is accelerating the middle-aged and highly educated, which is constantly improving the gold content of the single car market …

At present, many car companies have launched personalized brands, and this series of measures will continue to enhance the research value of the single car market, which is more preferred to personalized brands. However, the construction thinking of personalized brands of most car companies is not based on the segmentation of users such as singles, and this situation will continue to strengthen the research urgency of single car market;

The 2024 edition of China Passenger Car Market by Easy Car Research Institute is mainly based on online research, with a total sample size of more than 60,000 in 2023. Taking Easy Car Big Data and offline research data of Easy Car Research Institute as reference, the sample size of offline research in 2023 exceeds 10,000.

In 2023, the terminal sales volume of single car market in China rose to 4.66 million, accumulating the strength to challenge the dominant position of family car market, making it a new force in the global car market.

In recent ten years, the increasingly popular reasons in China, such as late marriage and late childbearing, rising housing prices, expanding college graduates, increasingly serious overtime work, and rising wedding bride price, have greatly expanded the number of single people and indirectly boosted the single car market. In 2014, the sales contribution of the single car market was less than 2 million, and then it continued to grow. In 2017, it exceeded 3 million, and it remained relatively flat for the next three years. In 2021, it suddenly rose to 3.8 million, exceeded 4 million in 2022, and rose to 4.66 million in 2023, an increase of 11.63%, and the market share rose to 21.56%.

Over the past decade or so, because the China auto market was absolutely dominated by the family auto market, the single auto market was "covered up" as a whole and did not fully show its charm and strength. In ten years, China’s single car market is approaching the center of the stage step by step from the marginal car market. In 2023, the scale of 4.66 million vehicles will force Germany to approach Japan, making it a new force in the global car market.

Theoretically, China’s single car market has the strength to cultivate brand names and explosive products. At present, all it needs is a "Prince Charming", which can completely ignite this pile of firewood.

Women are the key force to boost the growth of the single car market.In 2023, it will contribute 42.95% to accelerate the mobility and electrification of the single car market.Set the stage for purchasing millet SU7, etc.

Although the single car market is still dominated by men, women are the main growth drivers. In 2021-2023, the sales contribution increased from 35% to 42.95%, which is closely related to the accelerated influx of single men into the used car market in recent years and the fact that single women still have a soft spot for new cars.

Because the female car scene is more focused on transportation, the feminization of the single car market will promote the transportation of the single car market. From 2021 to 2023, the demand for transportation in the single car market rose sharply from 33.94% to 45.83%, becoming the first demand for car purchase in the single car market;

Because electric vehicles are more suitable for transportation, the mobility of single car market will boost the electrification of single car market. From 2021 to 2023, the proportion of new energy in single car market will greatly increase from 7.01% to 38.45%, among which pure electric products will greatly increase from 5.17% to 27.31%. According to the scale of 4.66 million vehicles in 2023, the single car market contributed 1.79 million vehicles to new energy and 1.27 million vehicles to pure electricity;

In 2023, a large number of electric vehicle brands, such as Krypton, Weilai, Tucki, Zhiji and Aouita, sold only 1.2 million vehicles in China, or even less than 100,000 vehicles, which means that the single car market is of great value to the above brands and Xiaomi SU7, which was officially listed on March 28th, 2024. According to this reasoning, the rapid rise of Tesla in recent years is closely related to the single car market.

Middle-aged and middle-aged promote the high-end and large-scale single car market, and put it into Xiaomi.Personalized carts with more than 200,000 yuan have laid the groundwork.

Although the main body of the single car market is still youth and working class, the proportion of middle-aged and middle-aged people is increasing. From 2021 to 2023, the proportion of middle-aged people in the single car market rose from 25.04% to 26.89%, and the proportion of middle-aged people rose from 28.48% to 31.94%, which is closely related to the fact that high-income industries such as the Internet and finance have completely become the hardest hit areas in recent years.

Because middle-aged and middle-class users are more likely to buy high-end brands and carts, the middle-aged and middle-aged single car market will increase the proportion of single car market to buy high-end brands and medium-sized and above carts. From 2021 to 2023, the proportion of single users buying high-end brands rose from 15.34% to 25.04%, and the proportion of buying medium-sized and above cars rose from 24.06% to 36.63%;

In recent years, a lot of electric vehicle brands, such as Tesla, Weilai, Zhiji, Krypton, Aouita, Fox, Tucki, etc., all focus on medium-sized and above cars, and all choose to cut in from the high-end car market with a price of more than 200,000 yuan. Theoretically, they will all benefit from the single car market, but in fact, only Tesla will benefit. Can Lei Jun, who is full of personal charm, and Xiaomi, who has strong brand appeal, become new beneficiaries?

Higher education and urbanization help the single car market to continuously stimulate personalized consumption, and accumulate strength for the emergence of personalized consumption wave in China car market.

Since 2020, the number of college graduates in China has accounted for more than half of those born in the same age. In addition, most colleges and universities are in big cities and most college students are employed in big cities after graduation, so as to consolidate the high academic qualifications of China’s single car market and the leading position of big cities. From 2021 to 2023, the proportion of single car buyers with college education or above rose from 63.28% to 75.99%, and the proportion of first-line, new-line and second-line cities rose from 66.68% to 72.76%;

Because users who have received higher education and live in big cities are more popular in marrying late and having children late, and prefer personalized products such as sports, fashion and technology, the high education and urbanization of single car market will continuously stimulate the personalized consumption of single car market. In 2023, compared with the broader market, the proportion of single users purchasing personalized products such as streamlined sports, exquisite fashion, small and cute, and off-road toughness is higher;

In 2023, a large number of users of electric vehicle brands, such as Tucki, Weilai, Krypton, Zhiji, Aouita, Tucki, etc., are mainly users with higher education and working in big cities. Theoretically, the above-mentioned car companies in the initial stage should spare no effort to seize the ever-growing personalized wave, but in fact, many car companies have chosen diversified routes like mainstream car companies. Tucki, Weilai, Krypton, etc., not only have personalized P7 and ET5. The same question will also torture Xiaomi car, how to concentrate and follow the trend in the early stage of development. At present, only a few car companies, such as Ideal and Tesla, have well coordinated the short-term and long-term strategic deployment and realized the maximization of benefits.

In 2023, the single penetration rate of Deep Blue Automobile is as high as 43.41%, leading the list of mainstream brands, and small brands and personalized brands will be pushed to the crossroads again.

In 2023, the single penetration rate of dark blue cars with newborn calves was as high as 43.41%, ranking first among mainstream brands. From the dark blue SL03, a medium-sized car listed in July 2022, to the dark blue S7, a medium-sized SUV listed in June 2023, the styling design of sports style and personalized brand tonality are highlighted, which subtly caters to the demand of single people for car purchase. In 2023, the terminal sales of Deep Blue Auto in China quickly exceeded 100,000 vehicles. Although it is far from its sales target of 400,000 vehicles, it is outstanding compared with competing products. The hard-core dark blue G318, which was launched in the second quarter of 2024, will continue the sporty modeling and personalized tonality of the above two products, and I believe it will continue to consolidate the appeal of dark blue cars to singles. The problem of deep blue may appear after the sales volume exceeds 200,000 vehicles, that is, in the next year or two. At that time, Changan executives may re-weigh the positioning of deep blue, focusing on segmentation or layout mainstream. Judging from the past experience, I am not afraid of Chang’ an’s step by step, but I am afraid that Chang’ an will have new ideas;

Compared with deep blue, Nezha’s brand definition and product positioning ideas are more complicated. There are personalized products and mainstream household products, and they look around and wander back and forth between family and singles, mainstream and individuality, leading to increasingly blurred brand tonality and declining sense of existence;

MG’s single penetration rate was 39.23%, ranking second, but MG did not fully benefit from the single opportunity. From 2021 to 2023, MG’s terminal sales in China dropped sharply from 164,100 to 102,800. The reason is that there is a serious dislocation between the young or single users in the eyes of MG and the young or single users in the actual market. From MG 6 to MG 5 with a lower price, MG originally hoped to actively seize the young people in small towns through the sinking of the market. However, in reality, young people in small towns strive to study and work in big cities, rewrite their lives through their own abilities, strive for more wealth, and even become social elites. Naturally, MG 5 has become the new main force of late marriage and late childbirth, and it is obviously difficult to meet their upgrading needs. In 2023, MG actively adjusted, and successively launched MG 7, a high-level sports product, and MG Cyberster, a sports car. In the first quarter of 2024, MG 7 has become the new sales force of MG in China, and MG Cyberster is strongly boosting the brand power of MG. Next, it depends on the strategic determination of MG, how to quickly keep up with the "consumption upgrade" rhythm of China new youth who are mainly single, and how to make MG their first choice brand!

The single penetration rate of Lectra is 38.02%, ranking third. Before 2021, 01, 02, 03, 05, 06, a pile of compact products with personality and sports, laid the foundation for Lexus to compete in the single car market. If Lexus can launch electric vehicles in time, it may lead the new trend of the main body of the single car market infiltrating from men to women. The medium and large SUV 09, which went on the market in 2021, helped the Lexus to be further high-end, but pushed the Lexus from the personalized track to the mainstream track. In 2023, the listing and rapid increase of Linke 08, which takes into account both personality and family, is like establishing a "buffer zone" between 03 and 09 to avoid excessive division of brand tonality. In 2024, if 07, a sports energy-saving car, can be loaded quickly, it will consolidate the sports gene of Lectra. In the future, if hard-core products and sports cars can be strengthened, it is possible to build a new model with the color of Lectra from entry-level sports to high-end sports, and actively cater to the rhythm of continuous upgrading of single users;

Many mainstream high-end brands, such as Porsche, Audi, BMW, Mercedes-Benz and Lexus, rank among the TOP20； in the single car market penetration rate; Tesla, smart, Euler, Baojun, Extreme Krypton, Tucki and many other electric vehicle brands rank among the TOP20；; The three hard-core brands of tanks, Beijing and Land Rover rank among the TOP20；; Honda and Geely, which are mainly young, are also ranked in the TOP20；;

At present, most of the automobile brands with the TOP20 single penetration rate do not have clear top-level strategies and specific strategies to compete for the single automobile market. Even though many brands have specific rejuvenation strategies, their strategic focus is on young people from married families. In 2023, the single car market achieved a sales volume of 4.66 million vehicles. If it continues to improve in the future, theoretically, China single car market is fully capable of cultivating several explosive brands.

In 2023, the single penetration rate of Lectra 03 is as high as 58.78%, leading the mainstream car list, and the era of personalized car explosion is accelerating.

Since its release in 2018, LECK 03 has been persistently focusing on the concept of sports, helping LECK 03 to actively attract young users who are mainly single. In 2023, the penetration rate of single users of Linke 03 was as high as 58.78%, leading the ranking of mainstream models. In 2023, the Lexus 03 achieved a good result of 67,300 vehicles in China, and the price was firm, which was in sharp contrast with the large-scale price reduction promotion of traditional sports competing products such as Civic and Angkor Sela. Due to Geely’s outstanding youthful tonality and emphasis on sports design elements, except for Lingke 03, Binyue, Binrui and Lingke 06 have all advanced to the single penetration rate of TOP20；;

Leading 03, Civic, Mazda 3, Shadow Leopard, Golf, Volkswagen CC and other fuel sports cars rank among the TOP20； in single penetration rate; Model 3, Seals, Tucki P7, BMW i3 and other sports electric vehicles rank among the TOP20；; Entry-level high-end models such as BMW X1, Mercedes-Benz A-Class, Audi Q3 and Audi A3 are also among the TOP20. Fuel sports cars, sports electric vehicles and entry-level high-end models constitute the main body of the single penetration rate TOP20.

Judging from the market share,In 2023, Volkswagen and BYD are the biggest beneficiary brands in the single car market, and Model Y is the biggest beneficiary model.

By brand, in 2023, Volkswagen and BYD were the biggest beneficiaries of the single car market, with their market share of 9.27% and 9.14% respectively. In the single car market of 4.66 million vehicles in 2023, they all got terminal sales of over 400,000 vehicles, and their specific models such as Yuan PLUS, Qin PLUS, Song PLUS, Dolphin, Seagull, LaVida and Sagitar were all ranked.

From 2008 to 2012, the compact car strategy helped Volkswagen to quickly exceed 2 million vehicles in China. However, at present, the strategic planning and product strategy focusing on young family users and focusing on moderation, space and economy led to the compact car quickly becoming a heavy burden for the public, pushing the public to the difficult moment of "defending 2 million vehicles". Because the adjustment of the public in China is seriously out of touch with the new rhythm of young users infiltrating from family to singles, it provides an opportunity for BYD, which is more fashionable and more prominent in personality. In 2023, BYD’s single market share will quickly approach the public, and in 2024, it will be more likely to overtake;

The market share of Honda and Toyota in the single car market is 6.52% and 5.88% respectively, and the terminal sales volume is 290,600 and 262,300 respectively. Geely’s market share is 4.81%, taking 214,600 vehicles from the single car market; High-end brands such as BMW, Mercedes-Benz, Tesla and Audi have benefited a lot;

By vehicle type, in 2023, Model Y was the biggest beneficiary, with a market share of 2.98%. Among the 4.66 million plates in the single car market, it won the terminal sales of 138,800 vehicles, far ahead. The market share of Model 3 is 1.22%, which is also very high, and it has obtained terminal sales of 57,600 vehicles. Tesla’s user structure is highly consistent with the evolution of users in the single car market, which is convenient for benefiting from single opportunities. This discovery is conducive to benchmarking Tesla’s car companies and actively optimizing the benchmarking strategy.

Single users account for the pre-order users of Xiaomi Automobile.37.28%, which is an important force clearer than "rice flour"

According to official sources, orders for Xiaomi SU7 continued to soar, with 10,000 units ordered in 4 minutes, 20,000 units in 7 minutes, 50,000 units in 27 minutes and approaching 90,000 units in 24 hours. Easy Car Research Institute is very curious, who wants to buy Xiaomi car? The survey shows that the proportion of single users is as high as 37.28%, which is much higher than the market level of 21.56%. Although married is the main body, it is significantly lower than the market level;

At present, there are many discussions about who will buy Xiaomi car, and there is a big controversy. Among them, "rice flour" is the core of the controversy. Some people think that "rice flour" is the main force, and some people think that most "rice flour" can’t afford Xiaomi SU7. The single users we surveyed believe that there is some overlap with "rice noodle", but it is not limited to the concept of "rice noodle" and is much clearer than "rice noodle";

If the viewpoint that single users have made significant contributions to Xiaomi Automobile can stand scrutiny in the future, and the booming single automobile market is like the new golden track of China automobile market, Xiaomi Automobile will get a clearer new growth channel than "rice noodles".

The pre-order force of Xiaomi Automobile is located in the "hinterland" of China single car market. After "rice noodles", it is conducive to Xiaomi Automobile to cultivate new growth space.

It is no accident that the proportion of single pre-purchase of Xiaomi SU7 reaches 37.28%. The proportion of women, middle-aged, middle-aged, highly educated and big city pre-purchase users is as high as 40.71%, 55.15%, 74.29%, 92.49% and 71.74% respectively, which is in line with the evolution of feminization, middle-aged, middle-aged, highly educated and big city in China. Among them, many indicators of Xiaomi SU7 are significantly ahead of the single market, similar to Xiaomi SU7 being in the "hinterland" of China single car market. At this time, as long as Lei Jun shakes his arm, it is very likely to "lift the car";

At the press conference, when talking about users of Xiaomi SU7, Lei Jun thought it was an upgraded user of model 3, Audi A4L, mercedes benz c Class and BMW 3 Series. If you ask who are the users of model 3, Audi A4L, mercedes benz c Class and BMW 3 Series, it is not clear how Lei Jun will answer. According to the research of Easy Car Research Institute, the proportion of singles in the above-mentioned models regarded by Lei Jun as competing products is higher than that in the broader market, and they are all in the "hinterland" of the single car market. However, at present, these competing products do not pay attention to the single opportunity. Domestic models are still well-regulated household products, and the extreme lack of personalized products is equivalent to leaving a "seven inches" for Xiaomi Automobile.

Tesla and Porsche, which were strongly "run" by Lei Jun, andSeal, Model 3 and Tucki P7, which have direct competition with SU7, are all in the forefront of single penetration rate.

At the launch conference of Xiaomi SU7 on March 28th, 2024, Tesla and Porsche, which were highlighted by Lei Jun, and the specific model Model 3 attracted many single users. In 2023, the single penetration rates of Tesla and Porsche were 32.04% and 36.22%, respectively, ranking in the forefront of single penetration rates. The single penetration rate of Model 3 was 38.42%, which also ranked in the forefront of single penetration rates of models. In addition, brands such as Krypton and Tucki, which have direct competition with Xiaomi, and BYD Seals, Tucki P7 and BMW i3, which have direct competition with Xiaomi SU7, are also among the top single penetration rates. If Xiaomi can actively attract single users in the future, it will not only help to open up new growth space, but also effectively suppress the core competing products, and vice versa;

In response to the launch of Xiaomi SU7, Tesla CEO Musk sent a "congratulatory message" in advance: the correct way to score any technology is not to compare with competitors (because it is too easy), but to compare with physical limits;

At present, both Xiaomi and Tesla are enterprises that single users in China like. In the future, no matter the configuration of Xiaomi and Tesla, or the physical limit, we need to return to the user’s origin, which is more pleasing to users than anyone else.

In 2025, the domestic Model Q may become the new favorite of Tesla to attract single users, helping Tesla to actively counter Xiaomi cars.

In the field of mobile phones, as of the beginning of 2024, Apple is still the insurmountable peak of Xiaomi. After Xiaomi enters the automotive field, Tesla will become another peak of Xiaomi Automobile. For Xiaomi SU7′ s price of 215,900-299,900 yuan, for example, Tesla has also reduced it by 20,000-30,000 yuan, even from 210,000 yuan, Xiaomi SU7 will be embarrassed in an instant. In theory, Tesla has the ability to reduce prices, and the key depends on whether it is necessary, which mainly depends on the impact of SU7;

In addition to tit-for-tat price reduction promotion, Tesla also has a successor, namely the domestic compact crossover Model Q in 2025. Although the level and shape of Model Q are quite different from that of Xiaomi SU7, the users are likely to be very similar, that is, female-dominated family users and single users who are mainly young people. In 2023, Tesla’s female and single users accounted for a high proportion. I believe that the domestic Model Q in 2025 can effectively cater to the preferences of Tesla users. In the case of user convergence, if the price of Model Q drops to 150,000-200,000 yuan, plus the strong brand power of Tesla and the lack of effective measures of Xiaomi Automobile, a large number of single users are very likely to defect, and Xiaomi Automobile will suddenly suffer heavy losses.

From 2024 to 2030, the single car market is expected to be one of the best in the world, boosting the personalized consumption wave in China car market and becoming a new "Eden" for cultivating brands with high volume and explosive models.

In the past, the serious imbalance of higher and vocational education, the frequent high-intensity work 996, the high housing prices referred to by thousands of people, and the lingering high tuition classes directly or indirectly promoted the phenomenon of singles in China society. In the future, if the above hidden dangers cannot be effectively improved, the phenomenon of singles in China society will only intensify, and the proportion of singles in China automobile market will only rise. From 2024 to 2030, it is conservatively estimated that the market share of China’s single car market is expected to exceed 35%, which is one of the best in the world, boosting the personalized wave of China’s car market and becoming a new "Eden" for cultivating brand names and explosive models;

The "explosive position" of Xiaomi SU7 order is indispensable to single users, and the main force of Xiaomi pre-order is in the "hinterland" of China single society and single automobile market. For example, the second and third follow-up products of Xiaomi Automobile continue to highlight personalized styles such as streamlined sports. Xiaomi Automobile should raise the capture of "single opportunities" to a strategic height so as not to be preempted by competing products such as Tesla. In the next decade or two, the single opportunity in China may not help Xiaomi to become the top five car companies in the world, but it can help Xiaomi to qualify for the knockout of the top five car companies in the world. At present, Xiaomi Automobile’s positioning as a "car driver" is obviously more mainstream, which reflects Xiaomi Automobile’s long-term strategic appeal. In the short term, it is suggested that Xiaomi Automobile should actively highlight the individualized tonality, deeply cut into the strategic weakness of core competing products such as Audi, Mercedes-Benz and BMW, and firmly establish the strategic commanding heights;

In the past three years, BYD, Geely, Great Wall, Chery and many other mainstream car companies have not only released a new round of multi-brand strategy, but also launched many personalized electric vehicles such as Tucki P7, Seal EV, Extreme Krypton 001, Extreme Krypton 007, Tengshi N7, Weilai ET5, Geely E8, Xiaomi SU7 and so on. If the relevant car companies can actively lay out a more personalized single car market, it will theoretically help them optimize a new round of multi-brand strategy and tap the market potential of personalized electric vehicles; Specific new energy and personalized brands such as Deep Blue, Zhiji, Extreme Krypton and Tucki are even more stupid.

Looking around the world, only China has the fertile soil to intensively subdivide users. The annual sales volume of passenger cars in China is as high as 20 million, and the slightly mainstream car market has a scale of one million. As long as car companies don’t be greedy for perfection, don’t eat in a bowl and watch in a pot, serve a part of users in a down-to-earth manner, and do a good job in subdividing the car market, they all have the opportunity to become the mainstream car companies in China and the characteristic car companies in the global car market.

Disclaimer: The market is risky, so you should be careful when choosing! This article is for reference only, not as a basis for trading.

Outdoor hiking, safety homework should be done.

Follow-up to "Tourists Lost and Trapped for 12 Hours, Multi-department Linkage Successfully Rescued"

Trapped tourists send pennants to thank them, and their statements remind them that "outdoor sports are risky"

Liuyang Daily News (Reporter Liu Xieyu) On March 2, Mr. Zhou, a young man from other places, went to Dawei Mountain National Forest Park to play alone, and got lost in the forest path while climbing Wuzhishan. Mr. Zhou was only able to escape from danger after all-night search and rescue by the Daweishan National Forest Park Management Office, the Daweishan Police Station and the fire rescue station at the entrance of the Municipal Fire Rescue Brigade (Liuyang Daily reported on March 7, 2006).

After a few days’ rest, Mr. Zhou made a special trip to Liuyang on March 9 to express his deep gratitude to the units and departments involved in the rescue.

"Young man, later must pay attention to, can’t so rashly into the depths of the forest. When you come to Dawei Mountain to play in the future, you must take the built trails, and it is best to travel together. " Tan Jianren, chief of the security section of the management office of Dawei Mountain National Forest Park, did not forget to send a reminder after receiving the banner.

In the face of these hard-working search and rescue staff, Mr. Zhou thanked and apologized. He said that in the past few days when I returned to Changsha to rest, I closed my eyes and sometimes I was trapped in the mountains that night. I felt very embarrassed at the same time. "So many people have been looking for me in the mountains all night, which has caused trouble for everyone. I hope more outdoor enthusiasts can learn my lesson and don’t take risks. "

News focus

Nowadays, outdoor hiking is becoming a way for more and more people to relax and challenge themselves. As spring returns to the earth and the weather gets warmer, more and more professional "donkey friends" and non-professional outdoor enthusiasts choose to go into Shan Ye to embrace nature and relax. However, the outdoor conditions are complex and there are all kinds of risks and challenges. Mr. Zhou’s thrilling experience has also sounded the alarm for outdoor sports enthusiasts.

Combined with Mr. Zhou’s experience, the reporter interviewed outdoor hiking experts, Red Cross Blue Sky Rescue Team, fire rescue personnel and other professionals, and compiled a safety guide for outdoor hiking for the reference of outdoor hiking enthusiasts.

Be in awe and anticipate risks.

"Compared with regular travel, it is more important to predict risks in advance when playing outdoors, and we must be in awe of nature." Wu Leyi, director of Changsha Mountaineering Outdoor Sports Association, is a well-known outdoor sports expert in Liuyang and has the certificate of "National Intermediate Outdoor Instructor" issued by chinese mountaineering association. In his view, whether it is a professional outdoor sports practitioner or a tourist, it is necessary to "predict the risks" before traveling. "Being awed is not empty talk, and you must not despise any mountain."

Wu Leyi introduced that there are many risk factors in outdoor sports, including geographical environment, weather conditions, external liaison and other risks. "Before going out, you should fully understand the destination and conduct risk assessment. If you don’t have sufficient preparation and grasp, don’t take risks. This is the bottom line advice for all lovers who yearn for outdoor and outdoor activities."

"As professionals, every time we go hiking in a strange place, we still have to step on the spot in advance, contact the locals to get familiar with the geographical environment, and at the same time find out the risk points in the route, arrange personnel to meet at the foot of the mountain, and plan the emergency evacuation route." What worries Wu Leyi is that in the process of outdoor hiking, many "donkey friends" have no basic perception of the potential risks of nature. "All their thoughts are on the scenery, on curiosity, on punching cards, and even some women are hiking in skirts and high heels to take pictures."

Follow the team and prepare your equipment.

Infinite scenery behind the dangerous peaks and beautiful scenery, don’t forget the existence of danger. Wu Leyi reminded that outdoor hiking is a sport with a professional threshold. The novice "donkey friends" should follow the professional team as much as possible and should not walk alone. After all, the professional team has richer experience, sharper judgment, more cautious attitude and more complete materials. "All these have only one purpose, that is, to start happily and come back safely."

For some outdoor "little whites", Wu Leyi reminded that outdoor activities are not as beautiful as imagined, and the process is full of hardships and difficulties. In daily outdoor activities, he will ask participants to equip themselves with basic outdoor equipment, such as hiking shoes, trekking poles, sweat-wicking underwear, etc. "If you enter the no-man’s land, you should also equip yourself with satellite phones, and even set up a pre-set supply station in advance."

Wu Leyi, for example, has a well-known hiking route in China-"Aotai" line (a hiking route running through Aoshan Mountain in Qinling Mountains and Taibai Mountain), and there have been many outdoor hiking accidents in recent years. "It is located at the junction of the north and south of China, and the temperature is prone to drastic changes. It is often high enough to wear short sleeves during the day and it snows heavily at night." Wu Leyi said that some inexperienced "donkey friends" only carry a small amount of equipment and clothes for the convenience of outdoor sports. Once they are trapped in danger, their supply and insulation will become a problem.

"Encountering rain and snow in the mountains can easily lead to temperature loss and even life-threatening." Wu Leyi recalled that he had suffered from negligence during an outdoor hike. "At that time, all shoes, socks and clothes were wet, and my body kept shaking, my hands were numb and my breathing was short. Fortunately, we brought many professional outdoor survival equipment and lit a bonfire. Only then did we slowly recover."

Wu Leyi suggested that inexperienced new "friends" should travel with professional teams. "On the one hand, they can get care, and they can get rescue in time if an accident happens. On the other hand, they can learn outdoor knowledge and accumulate experience with professionals during hiking."

In addition, outdoor hiking is often more than ten kilometers, which tests the physical fitness of participants. "Donkey Friends" can consciously exercise their bodies and endurance before leaving.

Make a good plan and stay calm.

Li Tengfu, captain of the Liuyang Red Cross Blue Sky Rescue Team, who has rich experience in field search and rescue, said that in the search and rescue missions he participated in, many "friends" who got lost and trapped had one thing in common: they climbed mountains rashly with a passion and did not plan well in advance.

"A few years ago, we carried out many search and rescue operations in Daowu Mountain and Dawei Mountain. Many of the tourists were from other places. After seeing short videos on the Internet, they broke into the mountains almost unprepared." Li Tengfu said that the outdoor environment is very complicated, especially in densely forested areas, and it is easy to get lost.

"The surrounding environment is similar, and you can’t find your way when you walk a few steps." Mr. Zhou recalled that getting lost happened almost in an instant. "There was snow everywhere, and with the thick fog, I couldn’t find my way before."

Li Tengfu introduced that the climate in mountainous areas is changeable, so it is particularly important to plan the route and time before entering the forest. Take Mr. Zhou as an example. He is still climbing to the top of the mountain at 4 o’clock in the afternoon, and his time planning has great security risks. "At this time, it is getting late, and the risk of climbing at night is even greater. Be sure to plan well and leave enough time for going down the mountain. "

In addition, in the process of climbing, try not to copy unfamiliar shortcuts and trails. Tan Jianren reminded that most of the incidents of getting lost and being trapped were caused by cutting corners and taking small paths. "After Mr. Zhou got lost, he used his mobile phone to locate and navigate, hoping to take the small path out according to the general direction, which also led him to go further and further."

If tourists get lost and get trapped, they must stay calm and ask for help in time, and wait for rescue in a safe place. "The search and rescue of Mr. Zhou took so long, partly because he changed his position many times in a panic, which led us to pass by." Li Jinglin, the stationmaster of Guankou Fire Rescue Station, said that rescuers arrived near Mr. Zhou’s location many times that night, but because Mr. Zhou slipped down the hillside twice in the process of finding the road, rescuers could not lock their position for a long time.

Li Jinglin reminded that if you are lost and trapped, don’t look for a way out rashly. If your mobile phone has a signal, you should immediately call the police or contact the local authorities, and stay in the same place or where there are obvious signs to wait for rescue.

These equipments are indispensable for outdoor hiking.

knapsack

According to the experience of "donkey friends", you can choose a backpack with a capacity of 28 liters or less with reference to a one-day trip; For a 2-to 3-day trip, you need to prepare a backpack with a capacity of 28 liters to 50 liters.

Rush suit

The main function of the suit is to prevent rain and wind. It is best to choose a suit with a hood and an adjustable rope buckle. The lining of the jacket should be breathable mesh lining, so that hot air and moisture can be discharged quickly, and it is not cumbersome and tight to wear on the body.

Walking shoes

Choose shoes according to the route, intensity and terrain of hiking. For short-distance hiking, you can generally choose low-top or middle-top hiking shoes, and choose shoes with lighter weight and higher comfort. It is best to choose shoes with certain grip to cope with wet and smooth roads. It is recommended to choose one or half yards larger.

water

The most important thing when going out is to bring enough water. It is recommended to prepare 2 liters of water a day, or you can bring functional drinks to replenish water and absorb energy at the same time.

Sunscreen and heatstroke prevention equipment

Hats, ice sleeves, sun protection face towels and sunglasses are common physical sun protection equipment. Those who wear glasses can consider sunglasses clips. In addition, you can also consider sunscreen, cool spray and Bergmite stickers.

kneecap

When hiking or climbing a mountain, especially when going downhill, it is necessary to prepare a pair of knee pads, which can play the role of sports protection, cold protection and joint maintenance.

trekking pole

When climbing a mountain, if the knee is weak, it is recommended to prepare a trekking pole. The trekking poles can improve the stability of walking and reduce the burden on the legs, while using two trekking poles can maintain a good balance.

headlamp

Be sure to bring lighting items such as flashlights when hiking outdoors overnight, so as to find directions or set up tents at night. You’d better choose a light headlight, and it won’t be a burden to wear it on your head.

Japan has turned on the ＂faucet＂ and South Korea’s public opinion has changed： is Japan-South Korea relations facing an inflection point？

　　On August 8, the Japanese government approved the export of one of the related materials for the first time 35 days after it started to strengthen the export control of three kinds of semiconductor materials exported to South Korea on July 4. After the review, the Ministry of Economy, Trade and Industry of Japan decided that there was no risk of these goods being used for military equipment, so it only took one month to approve the application, which was earlier than the standard 90-day review period. In response, the South Korean government also postponed kicking Japan out of the list of white countries.

　　In the past more than a month, the tense Japan-ROK relations have been escalating and fermenting. Japan has no intention of retreating step by step, but it has slowed down slightly at this time. In this regard, Li Jiacheng, an associate professor at the School of International Studies of Liaoning University, analyzed The Paper’s case, saying that Japan’s move is to prove its innocence, to show the international community that exports to South Korea are restrictive measures rather than embargoes, to seize the commanding heights of international public opinion, and to show South Korea its control over the trade flow and flow between Japan and South Korea. The collection and release of its export restrictions depends on South Korea’s policy toward Japan.

　　Japan controls the "faucet switch"

　　Japan’s Minister of Economy, Trade and Industry, Shigeng Hongcheng, announced on the 8th that he approved the export of one of the related materials, but also warned South Korea that if three high-tech materials are found to be improperly used, we will take comprehensive measures to prevent such situations from happening again, including expanding the application review. The Central Daily News quoted foreign media as saying that Japan issued a warning after it announced its exports, which showed that Japan was unwilling to unilaterally stop exporting to South Korea while increasing its bets in this diplomacy.

　　The Japan Broadcasting Association (NHK) reported that various media in South Korea made a lot of reports on the front page of the 9th that the Japanese government allowed some enterprises to export to South Korea for the first time. NHK said that South Korean media accused Japan of adopting "faucet tactics" to deal with South Korea, and also pointed out that Japan was "adjusting export control according to international public opinion and anti-Japanese public opinion in South Korea".

　　According to the Central Daily News, industry and experts analyzed that Japan approved the export of related materials for two reasons. The first is to consider the actual interests of Japanese companies to make choices. The report quoted people in the semiconductor industry as saying, "Japanese companies have also appealed to their own governments that it is not easy to export except to Korean companies, and the Japanese government has begun to realize the seriousness of the situation." On the other hand, Japan’s strategy is like turning on and off a tap at will, and it decides to relax or tighten export restrictions according to international public opinion and domestic reaction in South Korea.

　　Li Jiacheng believes that the anti-Japanese public opinion in South Korea is getting worse and worse, and Japan does not want to make Japan-South Korea relations out of control and irreparable. The approval of the export of some materials this time is a measure to ease the pressure; Moreover, if Korean companies find alternatives, the effect of Japan’s restrictions on Korea will not be as obvious as previously expected.

　　"East Asia Daily" said that on the one hand, Japan emphasized that export control measures to South Korea were not embargo measures, on the other hand, it hinted that it would strengthen export control according to the situation, which showed Japan’s "two-faced tactics" against South Korea and "showed Japan’s containment and manipulation of the rope of Japan-South Korea relations."

　　While the South Korean media reported extensively on the dispute between Japan and South Korea and accused the Japanese side, the Japanese media did not show weakness. Japan’s Sankei Shimbun reported on the 9th that authoritative research institutions in the United States pointed out that the responsibility for the confrontation between Moon Jae in and South Korea lies with the Japanese government.

　　According to the report, the Heritage Foundation, a famous American research institution, held a discussion on the "Japan-South Korea trade dispute" in Washington on the 7th. Snyder, director of the US-South Korea policy plan of the American think tank Foreign Relations Association (CFR), believes that Moon Jae in, as the president of South Korea, should balance domestic politics and foreign policy, but he put the issue of comfort women at the forefront of Japan-South Korea relations, so as to consolidate his political position in South Korea, which leads to a dilemma now; Moon Jae in’s inaction on the issue of labor expropriation is also a reason for the opposition between Japan and South Korea.

　　South Korea suspended the "white list" agenda and launched the anti-Japanese "Depth Charge"

　　The South Korean side made an intriguing response to the "faucet switch" that Japan unscrewed on the 8th. On the one hand, South Korea postponed the agenda of kicking Japan out of the white list of South Korean exports. On the other hand, Moon Jae in reshuffled its cabinet on the 9th, bringing in authoritative experts in the semiconductor field and well-known hardliners against Japan.

　　According to a report by the Central Daily News on the 9th, the South Korean government originally planned to propose the Amendment to the Announcement on Import and Export of Strategic Materials, which removed Japan from the list of white countries, on August 8th, but the government held a ministerial meeting on Japan’s export regulation correspondence on the same day. The Ministry of Industry, Trade and Resources of the Republic of Korea stated that "as a result of discussing the export system of strategic materials, it was decided to determine the specific content and promotion schedule in the future", which was interpreted as the adjustment made by the ROK to the Japanese reaction.

　　While temporarily kicking Japan out of the white list, South Korea also decided to greatly strengthen the detection of radioactive energy and heavy metals in the import of daily coal ash. This can be seen as South Korea refraining from expanding its economic war with Japan on the one hand, and taking out "restricted chips" on Japanese imports on the other.

　　Li Jiacheng believes that this is because South Korea wants to cool down and deal with trade disputes, and fight a trade war with Japan, the third largest economy, but South Korea still lacks confidence. "In short, can’t afford to play. I had to fight before, but now there is an exit, so I will cool it down, "Li Jiacheng said.

　　On the 9th, Moon Jae in nominated 10 South Korean ministerial officials and reshuffled the cabinet. According to Yonhap News Agency, Moon Jae in nominated Cao Guo, former chief secretary of Cheongwadae’s civil affairs, as the Minister of Justice, Cui Qirong, a professor of electronic information engineering at Seoul National University, as the Minister of Science, Technology, Information and Communication, and Li Xiuhe, a member of the Common Democratic Party, as the South Korean ambassador to the United States.

　　Moon Jae in also nominated Minister of Agriculture, Forestry, Animal Husbandry and Food, Chairman of the Fair Trade Commission and Chairman of the Finance Committee. This is the second time that the Moon Jae in government reshuffled its cabinet after replacing the heads of seven departments, including the Small and Medium-sized Venture Enterprise Department, on March 8.

　　Although Moon Jae in’s move is for next year’s parliamentary elections, it cannot be considered that it has nothing to do with the current friction between Japan and South Korea.

　　SankeiBiz, an economic information website under the Japanese Sankei Shimbun, pointed out that Moon Jae in once commented that Cui Qirong has "worldwide authority in the semiconductor field, and he has made great contributions to promoting Korean semiconductor memory to become the first in the world". Moon Jae in’s promotion of Cui Qirong may be regarded as one of the countermeasures to strengthen Japanese export control to South Korea. Li Xiuhe, the new ambassador to the United States, was the chief representative of the six-party talks on the Korean nuclear issue.

　　Among these ten people, it is particularly noteworthy that the new Minister of Justice Cao Guo. Moon Jae in’s nomination of Cao Guo, a confidant and former chief secretary of Cheongwadae civil affairs, as the Minister of Justice is regarded as the biggest highlight of this cabinet reshuffle, which Yonhap News Agency said shows Moon Jae in’s determination to speed up the reform of procuratorial organs.

　　The Asahi Shimbun pointed out that Cao Guo was famous as "Depth Charge who criticized Japan". After Japan took measures to strengthen export control against South Korea, Cao Guo wrote in Japanese in his personal social media face book "insulting South Korea’s sovereignty and damaging free trade". Regarding the issue of labor expropriation in World War II, he posted on social media that "those who deny, accuse and distort the facts should be called pro-Japanese (meaning traitors in Korean context)".

　　Under the dilemma, there are different opinions in Korean political circles and public opinion has changed.

　　A commentary in the South China Morning Post on the 7th pointed out that the Moon Jae in administration’s active efforts to improve relations with North Korea have weakened the US-South Korea alliance. North Korea’s recent missile tests have made Moon Jae in’s idea of developing a "peaceful economy" with North Korea to deal with the dispute between Japan and South Korea hopeless. The U.S. Defense Secretary’s proposal to deploy medium-range missiles in Asia may further put South Korea in a security dilemma. There are also differences in South Korean political circles on how to break through the predicament. Conservatives advocate easing Japan to restore the trilateral relations between the United States, Japan and South Korea on the basis of the United States, South Korea and the United States-Japan alliance, while progressives emphasize the need to win the "battle" with Japan.

　　At a time when political circles have not yet reached a consensus, Korean public opinion seems to have undergone subtle changes. Japan’s "West Japan News" reported this detail change. For example, there are more and more calls for "anti-Abe instead of anti-Japan" in Korean media or social media. Banners such as "NO Boycott Japan" that appeared in a large number on the streets of Japan have attracted many criticisms in South Korea, saying that "Japanese tourists are not enemies" and demanding that banners be removed to calmly handle Japan-ROK relations.

　　The Korean media also presented the idea that "government communication should be distinguished from civil opposition". The Korean National Daily introduced the voice of a representative of a Korean citizen group, who said that "conscientious Japanese citizens who oppose Abe’s regime should unite to play a role in Japan". Another male employee in Seoul said, "After stopping business exchanges with South Korea, I saw the disappointment of the local government in Japan with the Japanese government." He said that political and non-governmental exchanges should be separated.

　　According to NHK, the results of a survey of 1,000 people conducted by the Korean poll "Gallup Korea" show that as of August 8, 54% of the people in South Korea answered "doing well" and 35% answered "doing wrong". In response to the question "Which side is more affected by Japanese and Korean enterprises", 57% answered "Korean enterprises" and 22% answered "Japanese enterprises".

　　A commentary in the Central Daily News on August 5 pointed out that Korean nationals will naturally be angry with Japan’s actions. The government should also respect the feelings of the people, but if it deliberately incites anti-Japanese sentiment or acts in an extreme way, it will not benefit the country. The more this time, the more calm we must be. Korea and Japan are "close neighbors" who can’t live without each other. Even if conflicts occasionally break out, the government must formulate corresponding countermeasures for the long-term plan.

　　At the end of this month, it is expected that Japan will take the second round of measures to strengthen export management to South Korea, and Japanese raw material enterprises are also accelerating to take countermeasures. For example, Morita Chemical Industry will start the production of hydrogen fluoride in China in 2019.　

　　Li Jiacheng concluded with The Paper that he hoped Japan and South Korea would exercise restraint and handle it calmly. At present, the economic situation of South Korea and Japan is not optimistic, and the international economic environment in which the two countries are located is not good. On the one hand, they are affected by Sino-US trade frictions, and on the other hand, their domestic economic policies also have their own shortcomings. Weak growth and economic slowdown have become the norm. If the trade disputes between the two countries worsen, it will be even worse.

Industrial Consumer Finance： Value Symbiosis, Good and Far-reaching.

Recently, the policy on consumer finance has been continuous, and the development of the industry has attracted much attention. The tide is just the time to sail. As the first consumer finance company controlled by a joint-stock commercial bank in China, Industrial Consumer Finance has always adhered to the concept of the parent bank Industrial Bank, insisting on "lending with sincerity" and practicing Pratt & Whitney, rooting in Bamin and spreading its branches and leaves to all corners of the country.
Up to now, the company’s exhibition area has covered more than 50 major economically developed cities in China, with accumulated loans exceeding 330 billion and accumulated customers exceeding 21 million. The compliance foundation has been continuously built, the service quality and efficiency have been steadily improved, the digitalization level has advanced by leaps and bounds, and the corporate image and brand have been deeply rooted in the hearts of the people.
Consumer finance is for the people and promotes development from the perspective of the masses.
If you have a goal in your heart and a direction under your feet, the more you know, the more you will do. At present, China’s financial and economic structure has undergone tremendous changes, from the previous investment to the current consumption-driven. After vicissitudes and changes in the consumer market, consumer finance has emerged from the booming consumer market, and its position in economic development has become increasingly important. Following the Central Economic Work Conference, the General Administration of Financial Supervision once again stressed: "To promote the consolidation and enhancement of the economic recovery, we must accelerate the development of consumer finance."
To be broad and subtle. Small and micro groups are "capillaries" in economic development, so consumer finance should help the economy grow steadily, and in the final analysis, it should take meeting the people’s growing needs for a better life as the starting point and the end result. Xingye Consumer Finance has always been committed to improving the consumption power and quality of life of domestic residents and helping the development of the real economy. It adheres to inclusive finance’s initial intention, adheres to the service concept of "standing on credit and lending with sincerity", and features differentiated operations at the grassroots level. It cooperates with each other online and offline, making consumer finance deeper, more detailed and more refined, innovating consumer financial products and services in diversified consumption scenarios, and striving to make development "temperature" and people’s happiness "texture".
Taking serving the new citizens as an example, doing a good job in financial services for the new citizens is a necessary measure to satisfy people’s yearning for a better life and promote the common prosperity of all people. Under the guidance of the Action Plan of Xingye Consumer Finance Co., Ltd. on Serving the Financial Needs of "New Citizens", Xingye Consumer Finance focuses on the new citizen groups, based on the three product systems of "family consumption loan", "talent development plan" and "career development plan", fills the gap, strengthens the position and provides excellent service, and sends the mind to the "doorstep" and the warmth to the "heart". "New citizens generally have financial qualification defects such as insufficient collateral assets and lack of credit information. On the basis of adhering to offline pro-nuclear and pro-visit, we linked online big data portraits, accurately positioned demand, and always paid attention to the practical difficulties of new citizens. By covering diversified and universal consumer financial products such as life consumption, further education and employment, we provided them with pure credit, unsecured installment loan services and exclusive service programs to help new citizens start a better city life." Industrial consumer finance staff said.
A branch and a leaf always care about the situation, and show their responsibility with "value symbiosis"
Seek good and far-reaching, and both righteousness and benefit will last for a long time. Xingye Consumer Finance inherits the parent bank’s genes, and in combination with the requirements of the regulatory authorities, while striving for its own healthy, sustained and steady development, it takes the initiative to assume more social responsibilities, and pays attention to putting back social and humanistic care into the connotation of sustainable development of enterprises through every good deed within its power.
The "Xingcai Plan", which has been launched for three years, is the "sustainable development sample" of Xingye’s consumer finance exploration. The project gives priority to public welfare, and "let every aspiring young person go to school and study hard" is the initial intention of Xingcai Plan. In addition to providing loans for higher education, a total of 1.5 million yuan has been donated for the revitalization of rural talents, which is used to set up the "Xingcai Plan Scholarship and Scholarship". Among them, scholarships have been distributed to 195 college students with financial difficulties, of which rural registered students account for 68.6%; Scholarship funds are specially designed to reward educators who work in rural primary schools and make important contributions to rural revitalization.
In addition to scholarships, Xingye Consumer Finance also relies on the Xingcai Plan to unite with the government and schools to build a public welfare base for the inspirational growth of talents, give full play to the linkage role of the government, society and industry, make use of the existing resource advantages, pay attention to the shaping of students’ inspirational character and the cultivation of correct employment values, help college students become the human resources needed by the market and society, and further broaden and extend the rising channels of graduates, so that it is better to give them a sword than a stick.
Embroider Gankun at the head of the tide, and drive the engine with "digital intelligence technology"
In the era of digital intelligence, the business logic of consumer finance is undergoing fundamental changes, from the competition of capital and price to the competition of ecology and technology, and the role of science and technology is accelerating from supporting and ensuring to leading development. Under this background, Xingye Consumer Finance took the lead in formulating the information technology plan in the 14th Five-Year Plan, and according to the strategic goal of "building a financial technology weapon to enable the company to develop at a high speed and with high quality", it planned a blueprint for digital architecture, covering the whole life-cycle consumer credit service, optimizing financial supply by relying on digital tools, and fully empowering business development and management, and the picture of "Digital Xingye" slowly unfolded.
In promoting high-quality development, Industrial Consumer Finance has broken the geographical limitations of physical outlets with the help of digital technologies such as the Internet, big data and artificial intelligence, and its service radius and coverage have been greatly expanded; Build automated and standardized risk identification, anti-fraud, post-loan collection and operation systems, and gradually improve operational efficiency; Identify and quickly respond to customers’ personalized service needs, and realize the networking of the whole business process, the automation of loan approval decision-making, and the normalization of 7×24-hour uninterrupted service. In terms of consumer rights protection, Industrial Consumer Finance actively explored the cross-domain cooperation of "digital finance+smart justice", put into operation the blockchain electronic deposit system, realized the data docking between the court case handling and the financial business system, reduced the burden of consumers’ proof, effectively realized data protection and consumer rights protection, and built a more efficient post-loan disposal channel to effectively resolve financial risks. At present, through the blockchain electronic deposit system and the Quanzhou Intermediate People’s Court, the company has realized the electronic deposit of credit in the whole process and cycle, automatically generating and submitting litigation materials in batches with one button, and has handled more than a thousand cases cumulatively, forming a good demonstration effect.
With its strong scientific and technological innovation ability and high service level, Xingye Consumer Finance won the "Tianji Award of Outstanding Consumer Finance Company in 2023" and was selected as the case of "Outstanding Brand Value Consumer Finance Platform in 2023".
Take root down and grow up. In the future, Societe Generale’s consumer finance will actively integrate into and serve the new development pattern, and stride towards high-quality inclusive finance with a more high-spirited attitude.
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＂Fireworks＂ went to Yaoxi to grow tea

There is a big ginkgo tree in Yaoxi, which stands upright in the autumn wind and is magnificently set by the blue sky. The golden leaves return to their roots and form a circle under the tree, which is called beauty. Behind the hillside, there are green bamboos as foil, just like the ladies-in-waiting of the empress. White walls and black tiles in the middle, strewn at random, and taking photos, it can praise a large piece.
Although I am not a mountaineer like me, I am married to the "knower" who used to be a mountaineer, and I understand that the more beautiful this place is, the more lonely it is.
However, it still belongs to Hangzhou, where there is paradise above and Suzhou and Hangzhou below. Yaoxi is located in the northwest corner of Tonglu, Hangzhou, 76 kilometers away from the county seat. It is the most remote administrative village in Hecun Township and is located at the junction of three counties. If a chicken stands at the entrance of the village and screams, Tonglu, Chun ‘an and Lin ‘an counties can all hear it, which is called "Jiming Three Counties". If this chicken lays an egg and unfortunately rolls down the hillside, who knows which county it wandered to? The villagers in the three counties never care about such trivial matters. They have lived here for generations, without dispatching, quarreling or fighting, which is a bit of a "peach blossom spring" temperament.
I brought my tea culture team to Yaoxi, just to visit tea in Laocrow’s Nest and worship tea in Micro Tea House. It was the old village chief who took me to the crow’s nest a few years ago. There are no crows in the crow’s nest. I heard that in the past, it was so dark that it flew out during the day and "dark clouds crushed the city to destroy it". At night, it turned back and the top of the mountain was dark. I don’t know when it started, but the old crow suddenly disappeared, and there was no one left.
Thousands of acres of tea gardens also disappeared. Once upon a time, they were very healthy, shaded by sunny cliffs, covered by bushes and bamboo forests, and truly diffused light through them. Although there are no tea gardens on the sloping land of yellow soil, clusters of tea tents in the bamboo forest are old and short, and they are still stuck there, and their temper is with the bamboo roots, and they are also convinced that Qingshan does not relax.
The remaining teapots were planted in the 1950s and 1960s, but they seem to be called ancient tea trees. It turns out that ancient tea and wild tea are two concepts-only a truly self-growing tea tree can be called a wild tea tree. The tea in Yaoxi is not wild, but it can still be called "ancient tea". Dr. Liang Huiling of our team built a doctoral workstation here. Her major is breeding.
Chen Yafei, the secretary of Yaoxi Village, is a local, young and beautiful. She married outside the mountain. When the child was only half a year old, she lived back in the mountains and became a college student village official. She is going to do a big thing now: restore the tea mountain in Laocrow’s nest. The village found me as a "country sage", and let me connect this wooden tip.
I’ve been here many times for this tea. I’ve seen dogwood, yew, wild flowers, long-lost luhua chicken and manly rooster. It’s nothing, but I’ve seen groups of macaques, which should be rare. The monkeys roared, imposing, and unscrupulously ran into the villagers’ kitchens, and opened the cupboard door to eat. They also collaborate with wild boar to harass human beings. Wild boar is responsible for arching the ground, and monkeys are responsible for planing sweet potatoes and corn. Fortunately, they don’t eat tea, so I don’t care about them. They can do damage, but the villagers never interfere. Let them toss, wild animals should be protected.
In order to grow tea, we first renovated a crumbling and dilapidated auditorium into a micro-tea manor loved by the villagers. The construction company was responsible for the construction and production with the money from the village and the design ideas from the team. I specifically asked to build a big fireplace. Imagine that when the mountains are closed by heavy snow in winter, the villagers gather here, chatting, baking sweet potatoes and watching the heavy snow outside the window. Isn’t it romantic? Of course, this is my romance for them, but they may not think so themselves-the days in the mountains are too cold and cheerless, and the villagers need lively popularity.
Ancient villages have been built here for thousands of years. Fiona Fang is 20 miles, with more than 200 farmers and a population of more than 600. Along the stream, the green hills are green and green, and the winding water meanders. If you stroll through the valleys, you will see a long green screen. The villagers here are mainly named Chen, Lu, Wu and Cai, all of whom have migrated. Why did the ancestors of Yaoxi Village run into such a deep mountain? This is related to the Fang La Uprising in the late Northern Song Dynasty. At that time, there was a Muzhou secretariat named Chen, a native of Xuzhou. When he saw that the peasant uprising had nowhere to escape, he simply hid in this deep mountain. After all, they are educated people. When the sun and the moon grow in this mountain, they have not forgotten to study. As soon as the situation was peaceful, a private school teacher named Lu was invited to teach the Chen family. Who knows that Mr. Lu is teaching books here, and he is gradually fascinated by this paradise, so he simply stays here and settles down. Later, Wu’s surname also came, and Cai’s surname also came. Everyone lived quietly next to each other, lived, worked, and prospered, and never fought with each other. For thousands of years, they have respected teachers and attached great importance to education, cultivated and read their families, advocated thrift and mutual help, and turned into a civilized village with simple folk customs and talented people. These 200 farmers have successively tested more than 100 college students, walked out of the mountain gate and walked into the vast world. The ancestor of the satrap level, the context is really not nonsense.
We have developed tea culture together here for several years. At the end of the other day, we decided to go to see it again. This time, I brought a lot of delicious food, books, and oil from authentic tea seeds. I specifically told my classmates to take pictures of the smiling faces of the villagers and make a smiling face wall. Who knows that it snowed heavily the other day, and two old people in the village slipped, so the plan had to be postponed. One, two, but three, this time all the way, we finally arrived at the micro-tea manor at the entrance of the village.
But when I saw a group of elderly people sitting under the plaque inscribed by Mr. Yao Guokun, a leading figure in the tea industry, I didn’t understand why. I quickly shouted: How can we let the old people sit at the door? Help them in quickly! Don’t freeze. Professor Wang Changjin, who came with me, stopped me and said, Old people like to sit in the sun at the door. My mother is like this. Professor Wang’s hometown is not far from here. He is an expert on genealogy. I specially invited him to tell the villagers about the past. But I sat down and looked intently. My goodness, how can this be said? Whether they can hear or not is still a question. It turns out that these old people are from seventy to ninety, and all who can come are here. What about young people? The youngest took the children to work and study in the city, the older ones went to do business, and the sixties went to Laocrow’s Nest to plant tea seedlings.
I remember that spring, the old village head led me to Laocrow’s Nest, pointing out small tea fields in the east and west, and told me that there used to be thousands of acres of tea gardens here. The summer before last, we sweated up the mountain and poked the ground with bamboo poles to observe the soil quality. I went to ask Weng Kun, a tea planting expert, what kind of tea to grow. He said that plum is the best for tea growing on a hillside of 45 degrees. After planting the tea seedlings, let me name the tea. I thought that because the green tea was picked late in the mountains, experts suggested making black tea, and so many children in the mountains passed the exam. They had to drink tea to stay up late, so I simply made up a story and read tea at night. Let’s call it "Yaoxi Tea". What’s the name of the green tea? I said: since one is called "tea", the other is called "green sleeves". When I saw Chen Yafei this time, she told me excitedly: Miss Wang, our tea name is registered!
The village has just opened up another 300 mu of tea garden in Laocrow’s Nest, and laborers in their sixties are working on the tea slope at the moment. And people in the city should retire at the age of 60. Professor Wang said that this will be a new rural lifestyle. Young people will go to work in the city, and when they are old, their leaves will return to their hometowns. In the future, the countryside will be a big nursing home, which will be responsible for the elderly to spend their twilight years.
This statement made me particularly fresh and asked the old people: Do you like coming to this micro-tea manor? They nodded and replied: Come on, come on, let’s sit here at night, have tea and chat. It’s pleasant.
(Author: Wang Xufeng, professor of Zhejiang Agriculture and Forestry University, former vice chairman of Zhejiang Writers Association)
Source: Guangming Daily (January 8, 2024, 01 edition)
Cover: Tonglu County People’s Government Website
Editor: Zhang Yongqun
Editor: Zhang Xueyu Xing Yanyan
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0-1！ 1-1！ A crazy night in the Premier League： Arsenal sent Manchester City to win the championship ahead of schedule, and Liverpool had no hope of winning the fourth place.

On May 21st, Beijing time, the 37th round of the Premier League continued to compete. Arsenal played Nottingham Forest away, Liverpool played Aston Villa at home and Manchester City played Bournemouth. Next, let’s take a look at the wonderful process of each game.

Nottingham Forest, which played at home, was full of fighting spirit. They seized the opponent’s passing mistake and launched a counterattack. White assisted Awoniyi to push the goal. The gunners occupy the absolute possession advantage, but the team can’t score goals for a long time, and finally,Arsenal lost 1-0 to Nottingham Forest.There is only one league game left, 4 points behind the top of the list, which has lost the suspense, so that Manchester City won the Premier League title this season three times ahead of schedule.

Liverpool played against Aston Villa at home. In the first half, konate made a foul in the penalty area, Watkins missed the opportunity by taking a penalty kick, and then Douglas helped Ramsey push the goal to help Villa take the lead. Back in the second half, Gakpo scored a goal, but the referee indicated that Van Dyke’s offside was invalid first. At the end, Salah assisted firmino, who came off the bench, to score a goal, and the curtain call at home ended perfectly, and the audience ended.Liverpool drew 1-1 with Aston Villa..

In another game, Manchester United challenged Bournemouth away. Eriksson passed to the door, and the opponent was not far away. casemiro volleyed the goal to help the team get a dream start. In the following time, Degea and Neto repeatedly pounced, and the two sides failed to score again. Finally,Manchester United beat Bournemouth 1-0..

In this way, the pattern of the top four in the Premier League is that Liverpool will score 66 points in one more game, and even if they win the last game, their points will be fixed at 69 points at most. Manchester United and Newcastle United have 69 points, and they still have two games left. As long as they get one more point, they can lock in the top four and get the Champions League seat next season.